How to Pay Rent or Mortgage with Bilt Card and Earn Points


Discover how to pay rent or mortgage using the Bilt credit card and earn rewards points—plus, see why Bilt is better than PayPal Bill Pay or Plastiq. Want to learn faster? Click the button below.



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Bilt Card: Pay Rent and Earn Rewards

Rent and mortgage payments no longer have to be money out the door with no return. With the Bilt Mastercard, you can pay rent and earn valuable rewards points at the same time—without any fees.

1. How to Pay Rent or Mortgage with Bilt

  1. Apply for Bilt Mastercard
  2. Add your rental information via the Bilt app or website
  3. Bilt sends check or ACH to your landlord
  4. You earn points by paying via your card

Note: Mortgage payments are not directly supported but can be routed via PayPal or Plastiq. Fees may apply.


2. Bilt Rewards Earning Rates

Spending CategoryPoints Earned
Rent Payments1X Points
Dining3X Points
Travel2X Points
Other Purchases1X Points

*Minimum 5 transactions/month required to earn points.


3. Where Can You Use Bilt Points?

  • Airline miles (United, American Airlines, etc.)
  • Hotel programs (Hyatt, IHG, etc.)
  • Rent credits
  • Fitness memberships
  • Amazon Gift Cards / Art purchases

4. Bilt vs PayPal Bill Pay vs Plastiq

FeatureBilt MastercardPayPal Bill PayPlastiq
Rent Payment FeeNoneCard fees may apply2.5–3%
Rewards Points✅ Yes❌ No / Limited✅ Depends
Loyalty Program✅ Bilt Rewards❌ None❌ None
Auto Check Delivery✅ Yes❌ No✅ Yes
Payment Tracking✅ Bilt AppDepends✅ Web
Annual Fee❌ None❌ None❌ None
Credit Benefits✅ Yes❌ None❌ None

5. Why Bilt is the Smarter Choice

  • Earn points on rent without any fees
  • Extra points for dining and travel
  • Flexible rewards usage
  • No annual fee
  • Built-in credit protection

Final Tip

Don't let your rent go unrewarded. Start earning valuable rewards with Bilt Mastercard today.


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